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February 2006
Great News!!
CARA VSP Vision Plans
March 1, 2006 CARA VSP Renewal Kits have been released to brokers and groups. Advise your groups to save enclosed NEW enrollment and termination forms for future use.
CARA Accident Expense Plan
A supplemental benefit for accident claims. Low premium! No health questions! Guaranteed issue! Available for full-time and part-time employees. Great supplement to PPO plans (and HSAs).
• Up to $3,000 annual benefit for business owners
• Up to $2,500 annual benefit for employees
• $250 deductible
• $5,000 AD&D benefit included
Security Life / Apex Dental Plans
• Employer Paid and Voluntary rates
• Up to $1500 annual benefit
• 80th percentile of U.C.R.
• See any dentist
AMERITAS Vision Perfect Plan
• A Materials Only vision plan
• Lenses – once every 12 months
• Frames – once every 24 months
• See any vision provider
• $4.08 for single employee
Voluntary plan. Add to medical plans that currently offer vision examinations as a benefit.
PacifiCare CARA-1 May 1, 2006 Focal Renewal
PacifiCare CARA-1 groups will be renewing soon. We will have more information in our next newsletter.
Health Net Individual and Family Plans
• SIMPLECHOICE PPO PLAN series offer low cost deductible plans with 100% coinsurance
• Ask us about the additional AIS bonus program
• Ask us about the AIS “FAST PASS” underwriting program