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September Updates

Did you know?
We have…
- 5Star Life – Group Life & Voluntary Individual Term Life plans
- AIS Website Program
- Allstate Workplace – Accident Insurance including Disability Income & Critical Illness Plan
- Ameritas Dental plan – Starting at $25.68 – employee monthly rate
- Ameritas Vision plan – Materials only at $4.08 – employee monthly rate
- Delta Dental – PPO & HMO plans
- Fairmount Accident Expense Plan
- MMWI Employee Manual and Maintenance Program
- Morgan White Group Vision plan – Materials only at $6.00 – employee monthly rate
- Vision Service Plan – Three (3) group plans & One (1) individual plan
- And more…

For more information, go to www.ais-insurance.com or contact Broker Relations.


Important News from PacAdvantage
Effective 12/31/2006, PacAdvantage will discontinue offering healthcare coverage choices to California’s small business employees. November 2006 or earlier renewing groups will continue to renew on its anniversary date, however, coverage will be terminated as of 12/31/2006. December 2006 renewing groups will have an earlier termination date of 11/30/2006. PacAdvantage has sent notices to employer groups and enrollees beginning on 8/11/2006. For alternate plan options, contact our Broker Relations.

CARA ECPA Plan Closure
We have been notified that this plan will be closed effective 12/31/2006. You and your clients will receive a cancellation letter in the mail. We have a variety of alternate vision plans that best fits your clients’ needs. For more information, contact our Broker Relations.

September Updates

PacAdvantage CLOSING
The PacAdvantage medical pool will be closing its doors by December 31, 2006. If you have your clients in this product and need assistance in finding them a new plan, call AIS.


ALLSTATE WORKSITE PRODUCTS:
If you are wondering how to increase your commission flow without a lot of additional work, think about introducing Allstate’s Worksite products to your groups. Industry studies show that employees do purchase voluntary supplemental insurance products when offered through their place of employment. Learn how to maximize your production time and keep the competition out with voluntary products. Products available – life, disability, cancer, accident and critical illness.


DENTAL PLANS:
If you are looking for a voluntary dental plan, AIS has several to offer. Minimum participation as few as one employee.

- Ameritas Group
- Security Apex
- MWG/United HealthCare
- Delta Dental


TransConnect “medical gap” plan:
Available soon will be a new product to supplement your group medical cases. This gap product will be guaranteed issue and has no pre-existing limitations. Now you will be able to recommend lower cost medical plan designs and with the gap plan, reduce the deductibles and out-of-pocket exposures for the employees. Call AIS for details.