AIS Insurance

AIS Insurance | Down to One Has Gone Social

cday — Wed, 11 Apr 2012 17:14:16 +0000

AIS Insurance has gone social!

Join us on Facebook and Twitter for news on our latest Down to One products, special deals, and latest news. Our new CARA Health Advantage discount pharmacy card is now available to download and print from our web site. Get yours today for up to 75% off prescription drugs, networked in over 50,000 pharmacies nation wide. Mail order pharmacy is also available.

401k Retirement Plan MEP

cday — Fri, 20 Jan 2012 20:29:34 +0000

Our Multiple Employer 401k Retirement Plan offers an all-encompassing alternative to the complexities businesses face today when sponsoring a qualified 401k retirement plan.

If you currently offer a 401k retirement plan and want to become an Adopting Employer, here are some of the documents you need to provide:

• Copies of your 401k plan document, adoption agreement, plan amendments, and summary 401k plan description

• A copy of your current 5500 filing • A report detailing your plan’s investments and account balances

The review should take approximately three business days. When it is complete, implementation can begin. We make our 401k Retirement Plan implementation employer-friendly, and walk your benefits manager through the process to minimize work and unnecessary overhead for your company.

401k Plan for Multiple Employers: Fit for your business?

cday — Thu, 19 Jan 2012 15:15:36 +0000

What makes a Multiple Employer 401k Plan a good fit for your business? If one or more of the following factors apply, you may want to consider a MEP 401k plan:

• Your 401k plan is subject to an annual audit. This may result in considerable savings.

• You have limited staff to handle the responsibilities of offering a retirement 401k plan.

• You are concerned about liabilities that accompany your role as your fiduciary.

• You are looking to outsource your retirement 401k plan’s day-to-day details.

Our Multiple Employe 401k Plans provide Adopting Employers and their employee participants with easy access to their accounts through a secure website. Here participants have the ability to reallocate, change, and rebalance their investments. The 401k plan’s funding vehicle has more than 50 years of experience helping businesses and their employees successfully save for retirement.

Our MEP 401k plan could save your company thousands of dollars in waived administration and audit fees, while saving your retirement program hundreds of thousands of dollars in savings. Contact us for a free 401k retirement plan comparison analysis.

401k Retirement Plan for Multiple Employer Benefits

cday — Wed, 18 Jan 2012 16:29:33 +0000

Many employers underestimate the time it takes to administer a 401k retirement plan. As a Adopting Employer in the Multiple Employer 401k Retirement Plan you turn these responsibilities over to a group of 401k plan professionals who handle 401k plan administration, investments, and recordkeeping.

Plan Administrator Pentegra Services, Inc. assumes the roles of ERISA section 3(16) named plan administrator and principal fiduciary for the plan. Pentegra is a leading 401k retirement plan provider with nearly 70 years of experience managing multiple employer 401k retirement plans.

Investment Manager Mesirow Financial Investment Management, Inc. serves as investment manager and ERISA section 3(38) fiduciary for the plan with responsibility for fund selection and ongoing monitoring of the plan’s investment lineup. The level of ERISA section 3(38) investment fiduciary protection relieves plan sponsors and Adopting Employers of the due diligence and ongoing monitoring of plan investments. Mesirow Financial Investment Management, Inc. is a diversified financial services firm that has been serving the needs of its clients for 75 years.

Multiple Employer 401k Retirement Plan. Why Choose One?

cday — Tue, 17 Jan 2012 16:48:36 +0000

A Multiple Employer 401k Retirement Plan is a savings package where multiple businesses participate in a single qualified 401k retirement plan. This type of 401k retirement plan is sponsored by a third party, also known as a “MEP Sponsor”. This MEP Sponsor assumes the responsibility and liability for managing the 401k retirement plan for the businesses, including fiduciary responsibility. Businesses that joins a MEP are “Adopting Employers.”

1. Multiple Employer 401k Retirement Plans are cost-effective by comparison, as they do not have costly audit fees. Our MEP 401k plan eliminates audit fees along with individual 5500 filings and government compliance reporting.

2. Multiple Employer 401k Retirement Plans are very efficient and user friendly to employer HR teams as well as employees, with full open-enrollment and access to investment information. A MEP saves businesses time, enabling management to concentrate on managing your business rather than 401k retirement plans and compliance regulations.

3. Multiple Employer 401k Retirement Plans reduce employer’s fiduciary responsibility. The day-to-day fiduciary investment risk is held by the investment manager, and retained by the MEP. Minimize 401k plan liabilities for law suits by finding a plan sponsor that assumes the employer’s 401k retirement plan fiduciary responsibility.

Payroll Cards for Employee Direct Deposit

cday — Sun, 15 Jan 2012 21:29:27 +0000

Payroll cards for employee direct deposit provide your company and employees a convenient, dependable, low-cost alternative to paper payroll checks. Our platform delivers you an efficient and flexible solution to the burdensome paper-based payroll process. Because our payroll card program is a guarantee issue, regardless of credit or banking status, it gives ALL of your employees a safe, convenient and cost effective way to increase control of their finances along with worldwide acceptance. Contact us for more information on the CARA MoneyCard for payroll and employee direct deposit.

401k Retirement Plan Multiple Employer 401k (MEP)

cday — Sun, 15 Jan 2012 20:31:15 +0000

In today’s competitive employment landscape, a retirement plan helps attract those individuals you want to join your organization, while rewarding those who are already part of your team. Yet, sponsoring a retirement plan takes specialized knowledge, adds administrative obligations, and imposes fiduciary requirements on business owners. With a Multiple Employer 401k Retirement Plan (MEP), the Adopting Employer’s responsibilities are reduced significantly in these areas.

We can help you keep things simple when it comes to sponsoring a qualified retirement plan. Our 401k ELITE Multiple Employer 401k Plan is a simple, cost-effective way to incorporate a 401k retirement plan into your 401k benefits package.

Down to One | VSP Vision Insurance

cday — Fri, 09 Dec 2011 08:35:54 +0000

Down to One is a succinct way to sum up AIS Insurance products and services. With our down to one insurance plans, you can get group VSP insurance benefits for you and your whole family. Our vision insurance plans include contacts, polycarbonate lenses for children, exams, and computer vision care. Our vision insurance plan customers also receive extra discounts and savings on glasses, sunglasses, and laser vision correction. We also offer plans starting at under $10/month.

Stay tuned for our newest VSP vision insurance plan set to be available starting 1/1/2012.

AIS is a Proud Accredited Member of the Better Business Bureau

cday — Sat, 15 Oct 2011 21:43:13 +0000

AIS Insurance is proud to announce our A+ rating on the Better Business Bureau. With over a 30 year history in the insurance and financial services industry, we put our community first. Click here to see our Better Business Bureau Review.

News

admin — Thu, 18 Aug 2011 17:22:05 +0000

Anyone who sells life insurance will eventually run into an underwriting problem with one of their prospects. AIS has partnered with Carfagno Insurance to bring life agents a valuable resource for their “difficult to place” prospects.

The Carfagno Insurance has been in the impaired risk market for over 40 years and are part of a national underwriting group called the Insurance Designers of the Southwest. Representing 25 carriers, the Carfagno Insurance can help agents with their impaired risk needs, preferred risks and term cases.

Call us for any medical or lifestyle issue that you have.

* Poor drivers
* Tobacco
* Diabetics
* Drug-alcohol
* Hazardous sports
* Pilots & foreign travel
* Seniors – markets up to Age 90